At 3B Financial Solutions (“Company,” “we,” “our,” or “us”), we are committed to protecting the privacy and confidentiality of our clients, website visitors, and business partners.
This Privacy Policy explains how we collect, use, disclose, and safeguard personal information in the course of providing bookkeeping, accounting, payroll, and advisory services.

1. Information We Collect

• Personal Identifiers: name, email address, telephone number, physical address, and company details.
• Financial Information: bank account details, payment records, payroll data, invoices, tax records, and other financial documents you provide.
• Technical Data: IP address, device and browser information, and data collected via cookies and similar technologies.
• Professional Information: business name, EIN, and documents necessary for compliance, audit preparation, and payroll processing.

2. How We Use Information

1. To provide bookkeeping, accounting, payroll, advisory, and related services.
2. To prepare financial reports, audits, and compliance documentation.
3. To communicate regarding services, invoicing, scheduling, and support.
4. To maintain internal records consistent with legal and regulatory requirements.
5. To prevent fraud, enhance security, and protect our services.
6. To improve our website, operations, and client experience.

3. Legal Basis for Processing

Where applicable, we rely on the following legal grounds to process personal data:

• Contractual necessity – to perform agreed services.
• Legal compliance – to meet tax, payroll, and regulatory obligations.
• Legitimate interests – to ensure accurate records, prevent fraud, and improve services.
• Consent – for optional communications where required.

4. Sharing of Information

We do not sell personal data. We may share information only as follows:

• Service providers (e.g., QuickBooks, payment processors, IT/security vendors) that assist in delivering our services.
• Legal and regulatory authorities when required by law, court order, or regulation.
• Business transfers in connection with a merger, acquisition, or reorganization.
• With your consent or at your direction.

5. Data Security

We implement reasonable physical, administrative, and technical safeguards designed to protect personal and financial information against unauthorized access, disclosure, alteration, or destruction.
However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

6. Data Retention

We retain personal and financial information only as long as necessary to fulfill the purposes described in this Policy and as required by applicable tax, audit, and regulatory laws.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access personal data we hold about you.
• Request correction or updates.
• Request deletion, subject to legal or contractual obligations.
• Object to or restrict certain processing.
• Withdraw consent for marketing communications.
• Lodge a complaint with the appropriate supervisory authority.

To exercise these rights, contact us using the details below.

8. Cookies & Tracking

Our website may use cookies and similar technologies to improve functionality and analyze usage. You can control cookies through your browser settings; disabling cookies may affect site functionality.

9. Children’s Privacy

Our services are intended for businesses and professionals. We do not knowingly collect personal information from children under 18.

10. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with the “Last Updated” date revised accordingly.

11. Contact Us

3B Financial Solutions
15608 Peyton Court
Bowie, MD 20716
Email: info@3bfinancialsolutions.com
Phone: +1 (240) 694-5937